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Is There a Financial Aid for Hearing Aids?

two silver and blue hearing aids

If you are experiencing hearing loss, the best remedy for this is a pair of hearing aids. From invisible aids that sit within your ear canal, to the classic behind the ear models that loop securely around your earlobe, hearing aids can give you back the hearing you want. However, a lot of people can feel wary about the potential costs associated with hearing aids, with many fearing they cannot afford them. Yet there are solutions at hand, with different types of financial aid available depending on your circumstance.

Are hearing aids worth it?

There is a simple answer to this – yes. If you have hearing loss at any level, hearing aids can vastly increase the volume and clarity of sounds you are able to hear. The benefits of this are numerous, and across many situations. You might need your hearing for work, you might want to engage in family conversation across the dinner table, you may simply want to listen to your favorite TV shows. Hearing aids are a piece of equipment that improves your quality of life, and they are worth investing in.

How much do hearing aids cost?

There is not just one type of hearing aid, and the cost of different types and different brands can vary enormously. The cost of your own hearing aids will depend on many factors. The smaller the hearing aid, the more of an investment – but these tend to be more discreet, making them an attractive option for many. The severity of your hearing loss could also affect the cost of your hearing aids.

Sources of financial aid

If you are worried about financing your hearing aids, you’re not alone. Across the country, there are many who fear that they cannot afford hearing aids. However, this is not a reason for you to miss out on a potentially life-changing piece of health equipment. Here are some sources of financial aid for those who need hearing aids, each of them worth exploring for different individuals.

Insurance

Firstly, it’s important to note that not all health insurance providers offer coverage for hearing aids. It’s worth calling your insurer and checking, and considering a change in advance if you think it will be a useful benefit to take advantage of in the future. Healthcare provisions change from state to state, and there are currently 23 states that require insurance companies to cover hearing aid provision for children – these are steadily expanding to include adults as well. Most health plans will either offer a fixed sum towards hearing aids that renews every three to five years, or they may negotiate discounts with particular providers on your behalf.

Charities

If you are unable to find aid through your insurance company, there are several charities that operate a financial aid service for those who need hearing aids. These charities operate across the country, and your ability to receive help is usually subject to a short application. Each charity will prioritize applications from individuals with low-income households, or those living in poverty, so these are only worth trying if you fit into these brackets. The Audient Program, Easter Seals and the Travelers Protective Association of America Scholarship Trust for the Hearing Impaired, are all examples of charities aiding towards the cost of hearing aids.

Vocational rehabilitation

Do you need to regain your hearing to do your job? Hearing loss can be a surprisingly common reason for people feeling unable to work, and for many, this can be frustrating. Luckily, there are specific programs of support available for those who need hearing aids in order to continue in their line of work. These programs vary by state, but every state is guaranteed to have one. If this applies to you, it’s worth searching online for your state’s vocational rehabilitation program and finding out what aid they can offer.

Loans

If you cannot find charitable help for your hearing aid purchase, and it is not covered in your insurance, you can always consider financing options such as short-term loans. These can spread the cost out over a time period rather than having to part with a lump sum at once, easing the financial burden upon yourself. Many healthcare-specific programs have competitive interest rates, with no upfront costs and no annual fees. 

What next

If you want to find out more about hearing aids and discuss which options might be right for you, call Palmetto Hearing Healthcare Center to find out more. Call us today at 843-571-0744 and Charleston branch 866-571-0744.


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